Sample Sacco Ltd

Financial Performance Analysis

Latest: 2024

Key Financial Metrics (2024)

Total Assets
KES 35,000,000
2024 Performance
Dividend Rate
6.00%
Industry avg: ~5%
Net Income
KES 4,000,000
Annual net profit
Total Deposits
KES 21,000,000
Member deposits
Revenue
KES 12,000,000
Total revenue
Member Equity
KES 12,500,000
Total equity

Revenue Breakdown (2024)

Member Services
KES 5,500,000
Loan Interest
KES 4,800,000
Other Income
KES 1,700,000
Total Expenses
KES 8,000,000

Balance Sheet Summary (2024)

Opening Balance
KES 23,470,000
Reserves
KES 1,380,000
Closing Balance
KES 24,850,000

Assets Growth Over Time

Revenue & Expenses Trend

Financial Performance Over Time

Year Assets Liabilities Equity Dividend Net Income Revenue Expenses Deposits Delinquency
2024 KES 35,000,000 KES 22,500,000 KES 12,500,000 6.00% KES 4,000,000 KES 12,000,000 KES 8,000,000 KES 21,000,000 2.20%
2023 KES 31,500,000 KES 21,000,000 KES 10,500,000 5.75% KES 3,300,000 KES 10,500,000 KES 7,200,000 KES 19,000,000 2.50%
2022 KES 28,000,000 KES 19,500,000 KES 8,500,000 5.50% KES 2,700,000 KES 9,200,000 KES 6,500,000 KES 17,000,000 2.80%
2021 KES 25,000,000 KES 18,000,000 KES 7,000,000 5.25% KES 2,300,000 KES 8,500,000 KES 6,200,000 KES 15,000,000 3.20%

Key Financial Ratios (2024)

Core Capital to Total Assets 35.71%
Regulatory minimum: 8%
Core Capital to Total Deposits 59.52%
Healthy range: 10-15%
Institutional Capital to Assets 40.50%
Liquid Assets Ratio 42.50%
Recommended: >20%
Expenses to Revenue 66.67%
Efficient: <80%
Loan Delinquency Ratio 2.20%
Risk threshold: >5%

Dividend & Delinquency Trends