Nyati Sacco Ltd

Financial Performance Analysis

Latest: 2024

Key Financial Metrics (2024)

Total Assets

KES 5,302,398,256

2024 Performance

Dividend Rate

21.00%

Industry avg: ~5%

Net Income

KES 214,208,190

Annual net profit

Total Deposits

KES 3,045,138,578

Member deposits

Revenue

KES 832,544,345

Total revenue

Member Equity

KES 1,854,830,709

Total equity

Revenue Breakdown (2024)

Member Services

KES 38,764,828

Loan Interest

KES 744,636,465

Other Income

KES 49,143,052

Total Expenses

KES 290,368,679

Balance Sheet Summary (2024)

Opening Balance

KES 317,768,642

Reserves

KES 1,488,824,235

Closing Balance

KES 366,006,475

Assets Growth Over Time

Revenue & Expenses Trend

Financial Performance Over Time

Year Assets Liabilities Equity Dividend Rate Net Income Revenue Expenses Deposits Delinquency Ratio
2024 KES 5,302,398,256 KES 3,447,567,547 KES 1,854,830,709 21.00% KES 214,208,190 KES 832,544,345 KES 290,368,679 KES 3,045,138,578 0.00%
2023 KES 4,941,058,413 KES 3,268,521,572 KES 1,672,536,841 21.00% KES 213,307,558 KES 765,505,374 KES 242,693,936 KES 2,906,152,004 0.00%
2022 KES 4,575,477,567 KES 3,089,566,799 KES 1,485,910,768 21.00% KES 210,430,846 KES 689,904,418 KES 193,286,281 KES 2,770,907,617 0.00%
2021 KES 4,110,133,410 KES 2,826,163,140 KES 1,283,970,270 21.00% KES 224,462,951 KES 666,043,509 KES 171,198,165 KES 2,512,220,109 0.00%

Key Financial Ratios (2024)

Core Capital to Total Assets 34.98%
Regulatory minimum: 8%
Core Capital to Total Deposits 60.91%
Healthy range: 10-15%
Institutional Capital to Total Assets 12.02%
Interest on Members Deposit 999.99%
Liquid Assets Ratio 24.91%
Recommended: >20%
Expenses to Revenue 34.88%
Efficient: <80%
Loan Delinquency Ratio 0.00%
Risk threshold: >5%
External Borrowings Ratio 0.00%
Lower is better

Dividend & Delinquency Trends