Nyati Sacco Ltd

Financial Performance Analysis

Latest: 2024

Key Financial Metrics (2024)

Total Assets
KES 5,302,398,256
2024 Performance
Dividend Rate
21.00%
Industry avg: ~5%
Net Income
KES 214,208,190
Annual net profit
Total Deposits
KES 3,045,138,578
Member deposits
Revenue
KES 832,544,345
Total revenue
Member Equity
KES 1,854,830,709
Total equity

Revenue Breakdown (2024)

Member Services
KES 38,764,828
Loan Interest
KES 744,636,465
Other Income
KES 49,143,052
Total Expenses
KES 290,368,679

Balance Sheet Summary (2024)

Opening Balance
KES 317,768,642
Reserves
KES 1,488,824,235
Closing Balance
KES 366,006,475

Assets Growth Over Time

Revenue & Expenses Trend

Financial Performance Over Time

Year Assets Liabilities Equity Dividend Net Income Revenue Expenses Deposits Delinquency
2024 KES 5,302,398,256 KES 3,447,567,547 KES 1,854,830,709 21.00% KES 214,208,190 KES 832,544,345 KES 290,368,679 KES 3,045,138,578 0.00%
2023 KES 4,941,058,413 KES 3,268,521,572 KES 1,672,536,841 21.00% KES 213,307,558 KES 765,505,374 KES 242,693,936 KES 2,906,152,004 0.00%
2022 KES 4,575,477,567 KES 3,089,566,799 KES 1,485,910,768 21.00% KES 210,430,846 KES 689,904,418 KES 193,286,281 KES 2,770,907,617 0.00%
2021 KES 4,110,133,410 KES 2,826,163,140 KES 1,283,970,270 21.00% KES 224,462,951 KES 666,043,509 KES 171,198,165 KES 2,512,220,109 0.00%

Key Financial Ratios (2024)

Core Capital to Total Assets 34.98%
Regulatory minimum: 8%
Core Capital to Total Deposits 60.91%
Healthy range: 10-15%
Institutional Capital to Assets 12.02%
Liquid Assets Ratio 24.91%
Recommended: >20%
Expenses to Revenue 34.88%
Efficient: <80%
Loan Delinquency Ratio 0.00%
Risk threshold: >5%

Dividend & Delinquency Trends